Personal liability insurance in Germany – simple overview
In Germany, private personal liability insurance is one of the most important everyday policies –
even though it is not legally mandatory. It protects you if you accidentally cause damage to other people or their property.
Typical questions we see
Do I really need personal liability cover in Germany?
What about flat-sharing, families and unmarried partners?
Am I covered for damage to rented apartments?
How high should the insured sum be?
Who we help
Expats and international employees in Germany
Students, researchers and au pairs
Families and long‑term residents
How we work
Independent broker – we compare multiple German insurers
Advice in English (and German, French, basic Spanish)
No automatic changes to your contracts – only with your consent
Contact – Bechstein Versicherungsmakler GmbH & Co. KG
Eichendorffstr. 12 · 65187 Wiesbaden · Germany
E-mail: jb@vmwi.gmbh · Phone: +49 611 945 89 2402
More about us: versicherungsmakler-wiesbaden.com